Debt Awareness & Money Education

Understand Your Money
On Your Own Terms

Plain-language workshops and courses that help you make sense of borrowing, repayment and everyday budgeting — no jargon, no pressure, just clear information at your own pace.

Education Only — Not Advisory

+60 3-2716 4938

[email protected]

Enquire About Courses View Programmes

Our Programmes

Three Ways to Build Your Understanding

Each programme is designed to be straightforward and practical, with no assumptions about what you already know.

Understanding Borrowing Workshop

A supportive session that walks through common borrowing terms, how repayment schedules generally work, and simple ways to keep your own records tidy. Includes a plain-terms glossary and an organisation checklist.

Plain-terms borrowing glossary
How repayment schedules typically work
Record-keeping organisation checklist
Educational only — not a collection service

RM 495 Enquire

Money Management Course (5 Weeks)

A five-week course on budgeting around your commitments, prioritising with a calm plan, and keeping tidy records. Includes worksheets and a small peer circle for discussion.

Five structured weekly sessions
Practical budgeting worksheets
Small peer circle — share & learn
Links to recognised support organisations

RM 1,330 Enquire

Complete Money Management Education Programme

A comprehensive programme blending workshops and self-paced modules on understanding borrowing, steady budgeting and organising documents. Includes a printed workbook, digital tools and three months of group support.

Workshops plus self-paced modules
Printed workbook & digital tools
3 months of group support access
Most thorough grounding available

RM 2,660 Enquire

Why Ledgra

An Approach That Respects Where You Are

Plain, Everyday Language

Every term and concept is explained in words you'd actually use at home. No industry jargon, no assumptions about prior knowledge.

Non-Judgemental Space

Our sessions are designed for people at all points in their financial journey. You're welcome here regardless of your current situation.

Purely Educational

Ledgra is an education provider, not a financial advisory or debt recovery service. We share information and tools — you make your own decisions.

Peer Learning Community

Our small-group format means you learn alongside others facing similar questions. Shared experience can make complex topics much easier to absorb.

Practical Take-Away Materials

Every programme includes worksheets, checklists or workbooks so you leave with something tangible to refer back to later.

Pointers to Official Support

Where relevant, our courses point participants toward recognised Malaysian bodies such as AKPK and BNM resources, so you know where to turn next.

Ready to Make Sense of Your Finances?

Whether you're starting from scratch or just want to organise what you already know, there's a programme that fits your situation. Reach out and we'll help you find the right starting point.

Get in Touch View All Programmes

+60 3-2716 4938 [email protected]

Common Questions

Things People Often Ask

What do these programmes actually cover?

Each programme is educational in nature. We explain how borrowing arrangements typically work, how repayment schedules are structured, and how to organise your own records clearly. We share terminology in plain English and point you toward official bodies where relevant. We do not offer financial advice, debt management, or any form of recovery service.

Is this suitable if I'm dealing with a difficult borrowing situation?

Our programmes welcome participants at any point in their financial journey. Understanding the terms and concepts around borrowing and repayment is valuable at every stage. If you're in a situation that requires professional intervention, we'll point you toward organisations like AKPK (Agensi Kaunseling dan Pengurusan Kredit) who are specifically set up to help.

How long does each programme take?

The Understanding Borrowing Workshop runs as a single session, typically three to four hours. The Money Management Course runs over five weekly sessions. The Complete Programme combines workshops with self-paced modules and includes three months of group support, so you can move through it comfortably without pressure.

What are the programme fees and is there a payment plan?

The Understanding Borrowing Workshop is priced at RM 495. The five-week Money Management Course is RM 1,330. The Complete Money Management Education Programme is RM 2,660. Payment arrangements can sometimes be discussed — please reach out to us directly and we'll be happy to talk through the options.

Is my personal information kept private?

Yes. Any information you share with us is handled with care and in line with Malaysian personal data protection requirements. We do not share your details with third parties for marketing purposes. You can read our full privacy policy for the details.

Are sessions held in person or online?

We currently offer both in-person sessions at our Mont Kiara office and online options for participants who prefer to join from home. When you enquire, let us know which format suits you and we'll confirm the upcoming schedule.

Find Us

Our Location in Mont Kiara, Kuala Lumpur

Suite 6-09, Wisma Mont Kiara, No. 1 Jalan Kiara, Mont Kiara, 50480 Kuala Lumpur

Contact

Reach Out Any Time

We're happy to answer questions about any programme before you decide. There's no pressure — just a friendly conversation.

Contact Details

Phone