Our Programmes
Three Programmes, One Clear Approach
Whether you want a single focused session or a full structured course, Ledgra's programmes are built around the same principle: clear information, at your pace, without pressure.
Back to HomeOur Approach
How Every Programme Is Built
Each Ledgra programme follows the same foundational design. The depth and duration vary — the principles don't.
Start with Language
Every programme opens by establishing a shared vocabulary. Common borrowing and repayment terms are explained in plain everyday words before anything else is covered.
Build Through Structure
Concepts are introduced in a logical sequence so each one builds on the last. No topic is covered without first establishing the foundation it rests on.
Leave with Practical Tools
Every programme includes take-away materials — worksheets, checklists, glossaries or workbooks — so learning doesn't stay in the room.
Understanding Borrowing Workshop
RM 495 — Single Session (3–4 hours)
A focused, supportive session that explains common borrowing terms, how repayment schedules generally work, and simple ways to keep your own records organised. Suited to anyone who wants to understand their commitments better without navigating complicated language.
The session includes a plain-terms glossary and a record-keeping organisation checklist. This is general education only — it is not a debt advice, recovery, or collection service of any kind.
- Plain-terms borrowing glossary (printed)
- How repayment schedules are structured — general overview
- Personal record-keeping organisation checklist
- Q&A time with facilitator
- Available in person (Mont Kiara) or online
How the Session Runs
Introduction to common borrowing terminology — translated into plain words
How repayment schedules are structured and how to read them
Practical record-keeping — how to organise your own financial documents
Open Q&A and signposting to relevant support bodies
Money Management Course
RM 1,330 — Five Weekly Sessions
A structured five-week course on budgeting around financial commitments, prioritising with a calm plan, and keeping tidy records over time. The course follows a logical weekly progression and includes worksheets for each session, as well as a small peer circle for discussion.
Where relevant, participants are pointed toward recognised support organisations in Malaysia. The course is practical, judgement-free education — it does not provide financial advice or regulated services.
- Five structured weekly sessions (approx. 2.5 hours each)
- Practical worksheets for each session
- Small peer circle — learn alongside others
- Signposting to AKPK and BNM resources
- Available in person or online
Five-Week Programme Outline
Borrowing fundamentals — terminology, types of commitment, and how to read what you've signed
Repayment schedules in practice — interest, principal, and how time affects the numbers
Budgeting around commitments — how to build a simple, steady monthly picture
Prioritisation — how to think through which commitments to focus on and when
Records and planning — organising documents and building habits that hold
Complete Money Management Education Programme
RM 2,660 — Workshops + Modules + 3 Months Support
The most thorough grounding Ledgra offers. This comprehensive programme blends in-person or online workshops with self-paced modules on understanding borrowing, steady budgeting and organising your documents. The combination allows participants to absorb ideas at the pace that suits them.
Includes a printed workbook, digital tools and three months of group support access — so the learning relationship continues well beyond the formal sessions.
- Workshops combined with self-paced digital modules
- Printed workbook included
- Digital planning and organisation tools
- Three months of peer group support
- All three topic areas: borrowing, budgeting, record-keeping
Programme Structure
Intake session — establish your starting point and set a comfortable pace
Core workshops covering borrowing, repayment, budgeting and records
Self-paced digital modules to revisit and consolidate at your own schedule
Three months of peer group support and facilitator check-ins
Pricing
Choose the Right Starting Point
Each programme is priced clearly. No hidden charges. Payment arrangements may be available — just ask.
Workshop
Understanding Borrowing
RM 495
Per participant — single session
- 3–4 hour session
- Plain-terms glossary
- Organisation checklist
- Q&A with facilitator
5-Week Course
Money Management Course
RM 1,330
Per participant — five sessions
- 5 weekly sessions (~2.5 hrs each)
- Session worksheets included
- Peer circle access
- Support body signposting
Complete Programme
Money Management Education
RM 2,660
Per participant — full programme
- Workshops + self-paced modules
- Printed workbook
- Digital tools included
- 3 months group support
Across All Programmes
Shared Standards and Protocols
Data Privacy
All participant data handled under Malaysia's PDPA 2010.
Education Only
No regulated advice. No recovery services. General education only.
Current Materials
Content reviewed regularly against BNM guidelines and current frameworks.
Honest Signposting
Participants are directed to AKPK and other bodies where professional help is needed.
Not Sure Which Programme Fits?
Send us a message and we'll help you identify the best starting point for where you are. No obligation, just a straightforward conversation.
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